Heather Fitzgerald's Blog
The home inspection may seem like a standard thing that you need to go through in the process of buying a home. Really, you’re paying for the home inspection, and it’s a huge opportunity for you. As a home buyer, you should look at the home inspection as an educational event for homeowners. You’ll learn a lot about the history of the property that you’ll be living in. From water that may have been present in the basement to a leaky roof, you’ll get to know your new home and how everything works.
When you hire your home inspector, he or she may seem like they are talking to experts. For this reason, it’s a good idea to ask questions during the inspection so that you can clarify what the inspector is talking bout.
Is This Problem Urgent?
It’s a good idea to see how soon any problems in the house need to be fixed. If the roof needs to be replaced within 3-6 months and your finances are tight, it’s something that you’ll want to know about. While home inspectors will reserve their opinions about a property overall, professionally, they can tell you how big of an issue certain things are. You may need to hire a certified professional who specializes in a certain area like plumbing or electricity for further evaluation in many cases. For your own knowledge, it’s a good idea to know what needs to be done around the property and when.
You’re never going to remember where everything is in the house on the first pass. It’s a good idea to carry a notepad with you when you’re going through the home. Make notes of any major issues, where they are, and how to fix them. This way, even after the inspection report is sent, you’ll have something to refer back to.
Is This At The End Of Its Lifespan?
Your home inspector will take a look at all of the moving parts of the home that you’re about to purchase. This includes the appliances. Is the dishwasher on its last leg? Will you need a new refrigerator very soon? Is that creak in the floor more than just a problem with a floorboard? If you find out what to expect from both the major and minor issues in the home, you’ll have a better idea of what to expect from the property overall.
Home inspectors give you an overview of the condition of a home. Inspectors will tell you that there is no home that comes completely clean when it comes to an inspection. Even a brand new home that was just built will have some issues. While it may not be the most fun to find out that your new home needs a new roof, at least you and your realtor will know what needs to be brought to the negotiation table if you decide to go through with the purchase of the home.
When you decide that you want to buy a home, you probably hope it will all happen overnight for you. There’s some bad news though. It can take between 6 weeks and 6 months to buy a home! It could take even longer if you face a few roadblocks or inventory happens to be low in your area. There’s so many variables when it comes to getting a place to live that everyone has a different experience during their home buying process.
A Long Road
Even if you decide to buy a home today, and find a home you love tomorrow, there’s a bit of a “grace” period before you actually get to own the home. There’s many different steps that you’ll need to complete in order to successfully secure a home.
The first step that you need to complete when you want to buy a home is that of getting pre-approved. The lender will look at your debts, income, and credit history in order to get a complete financial snapshot of you. With this information, the lender will be able to tell you just how much house you can afford. This will be given to you in the form of a maximum loan amount. If your loan amount is $300,000, you can’t be shopping for $400,000 homes. The pre-approval process generally only takes a few days, but everyone’s circumstances are different.
Get An Agent
Before you even start on the house search, you’ll need to find a real estate agent who can help you on your home search and knows how to secure the home transaction. Do a little research on agents in your area. You can also ask around amongst your family and fiends to see if they have recommendations. Who you pick for your agent can have an impact on how smooth your home search process and transaction will be.
Start Searching For A Home
Start your home search online. With today’s technology, online home searches save those shopping for a home a lot of time. By simply looking at details and listing descriptions, you can narrow down the number of homes you‘d like to see in person. The online home search is a way to screen homes and eliminate the ones that you have no interest in.
It never hurts if you are driving around and see a “for sale” sign. You can take down the address and look it up later. If you’re interested, you can always set up an in-person showing with your realtor.
How Much Time Should You Expect To Spend?
When it comes to how long you’ll be searching for a home, you’ll need to be realistic. If you’re only doing casual weekend searches, it could take a bit more time than if you have a bit more flexibility in your schedule. Then, you have the final steps to look forward to which include:
- Mortgage underwriting
All of these final steps can take varying amounts of time from a few weeks to a few months to complete. Patience and diligence are indeed requirements when it comes to buying a home.
The entryway to your home is probably quite small, but you can make the most of your space by pinning down what you really need there. Below, you’ll find some items that you should try and keep around the entry of your home for both design appeal and organization purposes.
A Place For Coats
When guests come to visit, it’s welcoming for you to be able to offer them a place to hang their coats, rather than throwing them into a bedroom or on a chair. You can place coatracks on a wall for easy hanging, giving everyone open access to their coats when they need them. You can even place a coat rack along a stairway hall. This way everything from coats to bags to hats will all be in one place.
Having a weather-resistant rug available in the entryway of your home can help to keep dirt and grime off of the floor.
Every entryway needs some type of storage for items like extra coats, shoes, umbrellas, even bags. You can use an inexpensive shelving system or go as fancy as using a dresser or armoire.
It’s important to have some kind of seating near the entryway of your home. This way, you’ll have a place to sit down and put on shoes. Seating will also help make the entryway more comfortable. Make sure that the seating allows for a casual feel to add to the warmth of the welcome.
Flowers And Plants
Using flowers and plants in the entryway of your home gives guests that welcoming pop of color that will brighten their day. It’s one of the first things that guests will see when they walk up to the front door of your home, so you’ll want to make a good first impression. Shoot for year-round plants that don’t require a lot of maintenance and can be kept up easily no matter what the season.
Once you enter your home in the evening hours, one of the first things you want to do is turn on a light. This is one of the best features for your home to have safety and security when you enter and exit the house. You can choose any kind of light fixture that you want to accent your home in order to bring out the beauty. The only requirement is that you should make sure a light switch is always within an arm’s reach.
Make It Your Own
The most important thing that you can do for your entryway is to make it your own. You can add any kind of accents and features that you choose. The entryway is the first impression that people will get of your home, so make it count!